Is the home insurance industry the biggest scam in the united states?

Is the home insurance industry the biggest scam in the united states?

Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a homeowner I have to question whether to continue to hold insurance based on what I saw.

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Car insurance is wasting my money?

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Massachusetts Health Insurance Premiums highest in country?

I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA? The report by the Commonwealth Fund, a nonprofit health care foundation, showed that the average family premium for plans offered by employers in Massachusetts was $13,788 in 2008, 40 percent higher than in 2003. Over the same period, premiums nationwide rose an average of 33 percent. Now, the Commonwealth Fund report projects that without significant cost reforms, an annual family premium in Massachusetts will soar to $26,730 by 2020. http://www.boston.com/news/health/articles/2009/08/22/bay_state_health_insurance_premiums_highest_in_country/ America are you ready for Hope and Change?

Quick question about RENTERS INSURANCE?

My fiance and i are renting out a house starting Feb. 1st. After a year we have an option to buy the house. Anyways, when we were looking at the house she said her dad wants us to get renters insurance before we move in. I'm guessing because of the fireplace, attic, etc. Do i need to get any info from her before i sign up for insurance? Where do i go to get this? ANY sort of info would be great. We're new to renters insurance. We live in an apartment complex right now with NO insurance.

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Are there private health insurance industries in countries w/universal(rationed) healthcare...?

Just wondering, because I thought I would have heard about it by now if that were the case. Hope Obum will make sure HC doesn't go fully national, and makes sure a private health insurance industry affordable to the middle class always exists. What say you?

Motorcycle insurance question?

I will be 18 in two months and i want a bike. I am planning to go to the classes which i assume lowers insurance. I also thought by having a smaller bike would cut insurance costs. I only plan to ride around town and not on the highway. If i bought a 250cc bike like a GZ250 or a Honda Rebel, how much would seasonal insurance be roughly? I only want the types of insurance that are mandatory in order of me being on a budget.

Car insurance, they didn't take payment, was I insured?

I have a classic car insurance policy with two cars on it, the policy started on one car but I later added a second. I have just taken the second car off the policy but it turns out ...show more

Can i get a bought car with someone elses insurance?

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If you can't afford health insurance for your family and the government says you make too much...?

then what do you suggest? What if your family has too much income according to the government for your kids to even qualify for Medicaid or the low cost options (CHIP)? My husband makes $48,000 a year before taxes are taken out. While that does pay the bills and keep food on the table, we can't do a $800 monthly insurance policy and our kids are denied Medicaid and CHIP (we make $300 too much per month, of all things). We pay the necessities. We don't over spend and we don't go out and spend money on entertainment more than a few times yearly and even then it's cheap entertainment. We do what we can, but health insurance just isn't going to happen for us unless one of two things happens: 1- my husband gets a major pay raise or 2- the government changes their income requirements (don't see that happening). So what do you suggest for my family? We do what we can. We use our tax returns each year for medical expenses and bill pay offs. If a major medical expense comes up, we pay it down little by little. We do use the public health department when we can. But bottom line is that we can't afford insurance. Period. So, for all of you who think this is completely unacceptable, what do you suggest we do?

Cheapest car insurance in texas?

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When settling with an auto insurance company after a car accident, what is an appropriate amount to request?

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If I buy a healthcare insurance plan from the exchange, can I switch plans just like I can with car insurance?

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Proof of insurance issue (Houston)?

I received a ticket while visiting in Houston for not having a valid TX license and for a traffic violation. The ticket costs over $300, but I would like to take a driving class to lower the cost and avoid a points penalty. I was driving my friend's car when I got pulled over. She has insurance for her car and she was with me, but since I was driving, I got the ticket. I am currently not an any insurance policy and I need to send in the defensive driving course request with proof of insurance. Is it okay to send the insurance of her car? Please help. PS. I already took care of the license part. Thank you.

Why Is my Car insurance claim taking soooo long?

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Is the global warming scare (scam) just what the government needs to mandate disaster insurance as well?

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Life Insurance or Mortgage Insurance?

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Cheap Car Insurance for a 17 Year old in the UK?

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Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?

She works alongside Stephanie Courtney in the progressive insurance company commercials.

How much does a sr22 policy cost?

I caught driving with out insurance. Now I have to carry an Sr22 policy. I was wondering if any one knew what that's going to cost. I drive a 97 f 150. I don't need exact numbers just a ball park. Thank you

Is the home insurance industry the biggest scam in the united states?

Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a homeowner I have to question whether to continue to hold insurance based on what I saw.

Auto insurance cost for teen?

I am 16 years old and have a 2002 vw jetta. I was wondering how much it would cost for insurance?

What is the best health insurance for the self employed? (and cheapest)?

What is the best health insurance for the self employed? (and cheapest)?

Auto accident in Texas insurance policy?

I was in a car accident today. It was the other driver's fault she admitted to the police that she was doing 60+ on a 40, she slammed her brakes but she couldn't stop so she rear ended me and made me hit the car in front of me, anyways the car I hit was scratch less (go figure) but my cars rear and front bumper will need replacement her car was almost totaled. I have liability insurance (96 honda) and she has Full-cover I would just like to know what's going to happen now? I have never being in a car accident before Will my insurance go up (I'm 19)?? will her insurance pay my damages??

Cheapest car insurance in uk?

Cheapest car insurance in uk?

How do I drive a new car home if I can't get insurance on it for another 2 weeks?

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I need to win this bet! $5000.00 on the line! Attn: Car insurance reps!!!?

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What is the cheapest insurance company to switch to for a descent price after a DUI?

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How much would car insurance cost for a 17 year old?

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I'm about to turn 16 and I'm wording how much will my car insurance be on a Mercedes and escalade both 2002

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Insurance cost on Audi TT 16yr?

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On homeowners insurance .. What is the difference between Replacement cost and Acutal cash Value? what pays mo

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Car insurance?

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Insurance for new baby/family?

I'm newly pregnant - 6weeks. The boyfriend - of 5 yrs - & I were talking yesterday at my prenatal appt & he brought up insurance. The baby's due in early july 2009. He has Blue Cross Blue Shield. I have Aetna. I know that, over here in Virginia, Medicaid is completely free & they will automatically give a pregnant woman insurance thru them. I'm not sure where to go w/ insurance as far as our first baby goes. Do we keep our separate insurances & just add each other & the baby? Do we drop both & get Medicaid? Well, that would only cover me & the baby, I believe. What to do? THANKS!

If u have state farm and ur wanting to get ur hardship license at 15, how much a month would insurance cost?

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How can I get cheaper car insurance as a new young driver?

Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert

Can you get insurance with just the chassis number for a new car/bike?

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Contact information for the knights life insurance company of america?

address

525i First car, how much insurance?

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What would be the best insurance company to go with for me?

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Company Car - Insurance - Accident.?

Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?

How much insurance for a subaru wrx sti?

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How much would i have to pay for insurance driving a small ninja 250r? I'm only a teen...but i love bikes.?

Im a 16 year old guy who will soon get his drivers license, but quite frankly im not too thrilled about being able to drive. I love driving and all, but i really enjoy riding a bike. I used to ride motocross too. I had a kx100 until my parents had to sell them because of their divorce. I used to ride with my dad on his ninja zx11, and i had the best time on it. He always told me insurance would be sky high for someone my age if i were to have, say, a cbr 600f4 or something similar( i dont want a 1000, not now). He then told me a good first bike would be a 250 ninja or cbr. I thought they were kinda gay at first, but considering insurance and such i really am considering it. But first, i need to get some quotes...give me an average please i dont know what insurance my parents are on.

Is insurance required to buy a car?

I live in the state of Washington. I just turned 18 and obtained my driver's license. However, I have been driving for two years now without insurance and license :/ fortunately without any encounters with the law. Anyway, I want to buy my own car now, my first car, so I'm looking for something local on craigslist. My question is, is it required for one to have insurance in the state of Washington in order to buy a car? I've obviously never done this before so if you could explain how this works I would appreciate it. 1.) What exactly do I need to pay for besides the car? (license plates, registration?) and 2.) Do I need to have insurance? (or can I just pay the person for the car, get the paperwork, and it's done, because I can't afford insurance at the moment. Again I've never done this before). Thank you

How does a LAPC in Georgia get on insurance panels?

How does a LAPC in Georgia get on insurance panels?

Is the home insurance industry the biggest scam in the united states?

Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a homeowner I have to question whether to continue to hold insurance based on what I saw.

Do I need insurance to drive my father's car?

recently i have passed my driving test and my father have a comprehensive car insurances!!! i can't effort to buy a car or car insurance? do you think is legal to drive it? thanks

How much will my auto insurance go up for speeding?

i live in iowa. im 20. i have had my licence for 4 years. i have geico insurance just the state minimum. this is my first violation. i was going 41 in a 30. how much will my auto insurance go up? right now im paying about 40 a month

Car insurance? first car?

i have a '96 fiesta 1.1.its my first car. i cannot get insurance cheaper than 2000. it is garaged, minimal miles per year. any one know where i can get cheap insurance??

Is marriage really that important?

Is marriage really that important?

I'm 19 years old and i was wondering if anybody uses rodney d. young for their insurance? is it cheap?

I'm 19 years old and i was wondering if anybody uses rodney d. young for their insurance? is it cheap?

Can anyone give me a rough estimate on car insurance?

Im a male driver under 20. I have had one crash before (in my mums car) and no other troubles. Im planning on buying a 2001 Hyundai for 6,000. Its a pretty standard car, that is pretty tidy. What sort of insurance am i looking at per month for this car?

Car Accident, Cheep car, did not go through insurance.?

Me and my friend were going home. I was being an idiot and tried drifting. I over steered and ended up on top of 2 stumps. The axel broke and the car was not drivable. The cost was only 500 dollars. It was not worth fixing it. I asked him and he said he was fine but his back was little soar. The next day i gave him a call and he said that he will not go to the doctor and that the back will fine, its just a little soar. 2 days after he went to the doctor and told that he got into a car accident. Why in the hell a best friend would do that?... They asked for the insurance information. The medical insurance would not pay for it, thats what he said. The bill came in 2 weeks later for 1700 dollars. What should i do?

If I am 27 and single, do I need to be paying for life insurance?

I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?

Does anybody know where to get a cheap 50cc twist and go moped, with cheap insurance?

Does anybody know where to get a cheap 50cc twist and go moped, with cheap insurance?

What is the average cost of motorcycle insurance in ..Oregon?

What is the average cost of motorcycle insurance in Oregon?

Best motorcycle insurance for me?

I was wondering what would be the best motorcycle insurance for someone like me. I'm 18, in the military, zero credit. I ride a 2011 ZX6r (sport bike). I've been driving since I was 16 and riding for about a year. No speeding tickets, no accidents, nothing. I'm SUPER busy ALL THE TIME so I really only plan on putting around 5-7k miles on the bike over the next couple of years just riding around for fun on the weekends. A lot of people suggest USAA because I'm in the military but those people don't ride bikes, and it seems like everybody I have heard of who has USAA motorcycle insurance grossly overpays. I have done a little research and it seems like the general consensus is that motorcycle insurance is the worst service (among some very good ones) that USAA offers.

Car insurance help!!!?

Hi me and my boyfriend are both new drivers. We bought a car together a few months ago a renault clio. We insured the car as me as the main driver. Fully comp. Our insurance costs 1885 annual. We have now decided to get another car... another Renault clio exactly the same. Are we insured to drive the second car? Do we have to add it on? Get another policy? Can we cancel? So confused please help xx

If I move out, do I have to get my own health insurance?

I want to move out as soon as I get a better paying job, but I also need to consider the different costs. Currently my mom has me as a dependent on her health insurance. If I moved out, would I have to get my own health insurance? I'm 19, if that matters.

How much money should I budget for insurance on a car dealership?

My bank needs an estimate for a car dealership insurance but the insurance company is taking forever? HELP!? I've been trying to get a hard insurance quote for over 2 months. they keep coming back with more questions because i'm doing a slightly unique business model. Thats fine and all, I understand why and that doesn't bother me, but what the problem is that the bank said they won't submit my loan app to the SBA until I have at least a rough insurance estimate in my cash flow, and the insurance companies I'm talking to (2) won't give me a rough idea at all! I don't know if its $2500 a year or $500,000 per year. Can anyone who knows anything about business insurance or car dealerships give me an idea within $5000-$10k of what I might want to budget for? Could it be 1/2 a million? or is it likely going to be more like 10 or 20k per year? Total inventory will not exceed $65,000 and we will also have a two service bays. Thanks!

It should be illegal for the amount car insurance comanies charge for young drivers!!?

Having my driving test next month and looking at buying a car soon, either a clio or corsa. I have just got some quotes for a clio and a corsa and all i can say is that its ...show more

Insurance company law help!?

My old insurance company is trying to take me to court. My problem where i need to ask people who know some law is... Can an insurance company up the payment without consent? In my case:- 800 up to 2000+ From (UK provisional license) to (UK Full) Thank you in advanced!

Car insurance help?!?!?

Im 16 I own a 1991 Mercedes Benz 300se. About 180,000 miles how much would insurance be for me monthly/annually?

What are the best ways for a new, young driver to get cheap(ish) car insurance?

I have been looking online on countless insurance websites and comparison sites and the lowest quote I get to insure a 689cc Smart ForTwo is around 2000. That is almost as much as the car!! The cheapest quote I have so far is from DirectLine (1800). I mean, seriously, all I want this car for is to travel back and forth from college because the public transport is so unreliable. I know it's going to be high because there are so many male chavs who drive around hitting everything and making claims all the time, but, its a Smart car! Not exactly a chav-mobile! What to do? I'm going to take the PassPlus, btw.

Drive parents car without insurance?

hi, so i just got my license and can not afford insurance or a car. But my parents have insurance on both of their cars. Am i aloud to drive their cars on occasion, with their approval?

Can I be insured on my dads auto insurance policy if we live at different locations?

My dad and I live at different houses, will an auto insurance conpany allow me to be on his plan even tho I live in the neighboring town, this is progressive auto insurance.

Auto insurance on lease vs purchase ?

is there usually a big difference on auto insurance when financing a new car vs leasing one? thanks guys :)

Can She Still Get Health Insurance?

My girlfriend and I are moving out to South Dakota in a few months and I was wondering if she would still be covered under her mom's insurance. She is a full-time student and lives with her mother in Wyoming goes to school in Nebraska. She will however be living with me in South Dakota but still a full-time student. Is she still covered under her mothers insurance even though she will not be living under her mother's roof? Thanks!

Car accident and car insurance?

I got into a car accident and the insurance estimated the work would cost $4600.00 but I would have to pay the $1000 deductible. However, since it was the other guy's fault, my insurance company would send me the $1000 in a check and I have to go and pay the garage that fixed my car. It's been a little over a week now and I'm wondering if any of you have had this experience and how long it took to receive the refund check???

Can an insurance company raise your rates if you're not presently insured?

I sold my car November 2011 and cancelled my auto insurance. I'll be getting another car this April. I've found a different insurance company with good rates. If they find out I'm not presently insured can they raise my rates?

What is grandfathered health insurance coverage?

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

Is the home insurance industry the biggest scam in the united states?

Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a homeowner I have to question whether to continue to hold insurance based on what I saw.

What is the payment you make to the insurance company called?

***Auto Insurance

Insurance for 2 cars with 2 different companys?

I have got a citroen xsara. which has got an insurance with Express till 17/02. I am now buying a mazda 3 which am planning to have it insured today itself with Halifax. Is this legal?

Where can i get auto insurance for cheap?

i have a utah license but live in idaho. i don't want to pay much more than $150 a month.

I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?

http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

Whats the difference between molina & caresource health insurance?

Whats the difference between molina & caresource health insurance?

Car insurance coverage help!?

So my car was hit by someone and they left, basically a hit and run, and I reported it to my car insurance company. They gave me a price on how much they're going to cover for the repairs that are going to follow. So my question is, is the price they gave me (ex. $700) the total amount of damage that was made in that accident? Or are they just covering part of the repairs expenses and I have to use my own money to repair the rest?

Cheap reliable cars that have cheap car insurance?

Thank you

How much is insurance on the new Morgan?

You know the wooden car?

What is the approx. monthly cost for a car insurance for a 19 year old?

i have about one year with my license, i dont have a car yet, but i want to learn more about car insurances before i get one, and i want an idea of what is the cost.

How much does medical insurance cost for a child?

How much does medical insurance cost for a child?

Why does car insurance quotes change every day?

Why does car insurance quotes change every day?

Where i can get very cheapest motorcycle insurance?

i bay a motorcycle and my dad don't agree to give some money for my insurence

What cheap/affordable/good health insurance company?

what cheap/affordable/good health insurance company?

Car insurance...........?

Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.

Where to find affordable dental insurance without a waiting period in Michigan?

I need to have my wisdom teeth taken out and I currently do not have dental insurance. Where can I find affordable dental insurance that will cover an oral surgery right away. I don't know how much longer I can wait.

What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?

When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers

Can I cancel my car insurance?

Right now I have my permit and want to get my license but I go to a boarding school so I only need my license for the summer. Is there a way I can get car insurance for only the summer and then cancel it before I go to school? And if there is, will that have an effect on my license? Will I have to redue the entire driving test again?

Insurance for renting a home?

I'm renting a home from a friend, and she says that she has to cancel her home insurance. Is there rental insurance, or any more suggestions.

How much more do men pay for car insurance than women?

If a man and a woman are the ame age, same car, clean driving record, both live in the same city, and every other variable is the same. The only difference is their gender how much more would a man pay?

Car insurance for a new driver?

So I am doing my driving lessons and thinking of a car, I'm 19 and will be 20 when I pass and I have been looking at cheap 1L/1.1L cars to try and get cheap insurance and I have googled cheap cars to insure and checked them out yet the cheapest insurance I have seen is 4,500 and I was wondering if that sounds about right even for a 1L 206 worth 800 if not where should i look for insurance I tried go compare, money supermarket etc

Motorcycle insurance requirements in KY?

My son is financing a motorcycle through HSHB. If he gets full coverage its $1000 a year. If he gets just liability is $400 a year. The dealer says he doesn't have to get anything but Liability in Kentucky. He has extended 36 month warranty plan. His bike cost $4000. My son wants to get just liability. My question is will he have any coverage if someone steals his bike if he doesn't have full coverage?

What is the average cost for a 30 year old male to pay for car insurance?

How much does it cost a 40 year old male pay for car insurance? What guidelines do insurance companies use to determine the price for an individual? Is zip code, profession, driving record, or age the major factor?

How much (estimated) would it cost for insurance on this mustang?

I am soon to be 16, and a family member has a 1998 Mustang for sale. I was wondering, any idea on the insurance? read below -4.6L V8 -convertible -all power, seat belts, airbags, etc. -VERY good condition PS we dont have drivers assigned to our cars, just the drivers and cars. also, the conv. top has a 4 inch rip in the seam. is this repairable or does it have to be immeadiatley replaced? i can wait to have it replaced if i can simply repair it. NOTE: I DIDNT ASK THIS QUESTION to hear your too young or mustangs suck I am a responsible teenager and Mustangs have been my passion since i can remember. so thanks. NOTE

Where can i get $100,000 of renter's insurance coverage at the cheapest rate?

Where can i get $100,000 of renter's insurance coverage at the cheapest rate?

Car accident involving two parties with same insurance company?

Hi there, My dad was involved in a car accident where the other party was at fault in WA state. Both parties have same insurance company. The Insurance company deemed the car as a total loss and sent a check of $4000. Meanwhile my dad had to go to a doctor because his neck is super stiff. Did anyone have similar experiences? $4000 isn't enough for a new car, and they can't afford car payments at this time (my mom has was just laid of), should we get a lawyer to contact the insurance company to demand higher compensation? Thanks!

Is the home insurance industry the biggest scam in the united states?

Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a homeowner I have to question whether to continue to hold insurance based on what I saw.

https://www.linkedin.com/pulse/farm-vehicle-insurance-quotes-donald-banks/